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No Credit? No Problem. Meet ˮ��ֱ��’s New Premium Debit Cards

You asked. We built. Today, ˮ��ֱ�� goes beyond credit with the launch of our brand-new debit memberships, designed to help you earn big on your everyday spending, without ever borrowing a penny.

Say hello to two shiny new additions to the ˮ��ֱ�� family: our Free and Full Debit Cards. Same much-loved rewards. Zero FX fees. Built-in travel perks. Just with a debit spin.

Why Debit?

Not everyone wants a credit card. We get it. So now, you can choose what fits your wallet (and your lifestyle): debit or credit. Either way, you’re earning rewards that are actually worth something. Like dinner at BAO. Or your next flight. Or maybe just a decent bottle of wine. Your call.

Here’s what’s new:

ˮ��ֱ�� Free Debit
£0/���DzԳٳ�
– Earn 1 point per £1
– Zero FX fees when you travel
– Access to national rewards + experiences in London, Manchester, Birmingham, Bath and Bristol

ˮ��ֱ�� Full Debit
£15/month or £160/year
– Earn 4 points per £1
– Full access to all ˮ��ֱ�� Experiences
– Worldwide travel insurance baked in

Both cards are powered by Mastercard, work anywhere in the world, and plug straight into the ˮ��ֱ�� app, so you’ve got everything from spend insights to eSIM travel data at your fingertips.

What can you get with your points?

Our rewards aren’t just “discounts” dressed up in marketing speak. They’re actual experiences you’ll want to tell your mates about. Think Urban massages, Freddie’s Flowers, theatre tickets, nights out, weekends away. You know, the good stuff.

ˮ��ֱ�� members have already racked up more than £1.1 million in redeemed rewards and saved over £1.2 million in FX fees since 2022. It’s about time debit joined the party.

From our founder, Tim:

“Credit cards can be great – but they’re not for everyone. We kept hearing from people who loved ˮ��ֱ��’s vibe but wanted the same experience on debit. So we built it. Now, anyone can enjoy market-leading rewards, epic travel perks, and totally fee-free foreign spending, without the need for credit.”

ˮ��ֱ�� debit cards are available now. Set up takes minutes. Rewards come fast. And the FOMO? Instant.